What is Xchangely’s Merchant of Record Solution?

A merchant of record (MoR) is a service that assumes responsibility for selling goods or services to end consumers on behalf of a merchant. This includes handling all legal liabilities associated with the transaction, such as ensuring compliance with relevant regulations, collecting sales taxes, making payments back to the originating merchant, and processing refunds and chargebacks.

Xchangely offers

Merchant on Record (MOR)’ service, the only complete billing solution that handles payments, tax, compliance and more, all handled for you, so you can focus on growth.

Payment processing

Payment processing

Xchangely collects payments, reconciles payments, and manages refunds and chargebacks.

Tax compliance

Tax compliance

Xchangely handles all aspects of tax calculation, collection, reporting, and remittance.

Regulatory compliance

Regulatory compliance

Xchangely ensures that all transactions adhere to the necessary laws and regulations.

Customer service

Customer service

Xchangely manages customer inquiries, complaints, returns, and dispute resolution.

Fraud prevention

Fraud prevention

Xchangely implements and manages strong fraud detection and prevention measures.

Why Choose Xchangely MOR Services

Negotiate rates

Gain automatic access to global payment providers with pre-negotiated rates

sales tax worldwide

Eliminate the burden of taking on liability for charging and remitting sales tax worldwide

Relieve yourself

Relieve yourself of the liability for all fraudulent transactions

Billing Support

Manage all billing-related support inquiries while minimizing churn by recovering failed payments

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